Curve Card - No response to letter before claim - claiming interest when using MCOL **WON**

[AndyOrch]

You can request interest from date you became aware of the charges up until the date of issue/judgment.(If you get judgment)

 

Which Curve Card do you use ....Blue Black or Metal ?

 

https://moneytothemasses.com/banking/curve-review-the-smart-card-that-combines-all-cards-into-one

 

Andy

[AndyOrch]

Step 5) Claim Particulars

This is your opportunity to explain what money is owed to you and why. You will need to provide a statement, called the particulars of claim (POC), explaining what you are claiming for. You will also need to state the amount you are claiming.

The POC are restricted to 24 lines of 45 characters and a total of 1080 characters. If you type more than this the last part of your text will not appear on the claim. Please be aware that the website will only accept the following punctuation; full stop, comma, pound signs.
If you do not have enough space to explain your claim online and you need to serve extra, more detailed particulars on the defendant, please tick the box that appears after the statement ‘you may also send detailed particulars direct to the defendant’.

 

Please be aware this will then reduce the amount of space left in the main particulars box by three lines. This is because a statement is automatically added explaining you will be serving further particulars. You will be able to see the extra information added in the next screen “Summary”. For more information please see the ‘Serving additional Particulars of Claim’ section. If you have
enough space to explain your claim online do not tick this box.

 

Interest

This screen will ask you if you want to reserve the right to claim interest. If you wish to claim interest under the County Court Act please select yes. Interest under the County Court Act is charged at 8% per annum. If you select this option please be aware that this will reduce the amount of space left in the main particulars box by six lines.

 

This is because a statement is automatically added explaining you are claiming interest under the County Court Act. You will be able to see the extra information added in the next screen “Summary”.

 

[AndyOrch]

Initial particulars should be minimum and the space allowed should be adequate...you only go into detail further into the process.

 

Here is a normal claimed particulars with interest how the final version looks.

 

3rd to last post in the following topic.

 

 https://www.consumeractiongroup.co.uk/topic/423025-dpd-letter-before-action/page/3/?tab=comments#comment-5066687

 

[AndyOrch]

The link is above.......3rd to last post means 3 posts from the end.

The example claim form is below "  dpd claim form pdf. "

 

Quote

no worries, i thought id got it wrong.. please find the claim form dpd claim form.pdf

 

[AndyOrch]

The more detail you put into the LBC or Initial Particulars......the more information you provide for the defendant to use in their defence...less is more.

[AndyOrch]

Your choice 

[AndyOrch]

Then put the 11th...its irrelevant really...the defendant will have 19 days to acknowledge service 

[AndyOrch]

Already covered that in my post above " Step 5 Claim Particulars "...also its not my form ...its an example from another users topic.

 

This part of the process in making a claim is really simple and normally clicked off within 5 mins.....are you sure you really should be taking this action  because its a lot more complicated after you have submitted the claim.