Made Redundant in Dubai - IDRWW CHASING IN UK

[rgaine]

A load of rubbish and I cannot believe Mr Coyle and his cronies are still trying this on during Covid.  

They do not own the debt simple as that!!!

 

I replied back to them time and time again and even the people at IDRWW to tell them if they continue to message me each time I will send it to the SRA and the FCA and make my complaint. I even told step change and citizens advice as they still quote to seek help when then know full well they cannot as nobody is up to speed with what to do.

 

I communicate with the banks and the banks only as this is who I owe my money to and will only pay.

Not CWD not IDRWW and none of those foolish collection agencies from Dubai that will start to call and email you like crazy.

 

11 years of it.

Create a new email and keep everything there for evidence and like DX has said don’t reply yet. 

i have an article going in the National next week as there are some new laws where you can arrange monthly payments with the banks. 

[rgaine]

This is very true.

 

When I questioned Mr Coyle Mr Letheren ( who by the way was operating under a different job title for IDRWW which I called him out on) and Mr Coleman part of CwD about their knowledge and do they know the full facts to the letters they are sending out, the only answer I would ever get is that “we represent the bank we don’t own the debt” to which point I give up.

 

They don’t have any legal right and even the FCA confirmed this with me although they are free to chase but until they buy this debt and that debt has passed through the courts of the UAE in the correct legal manner then there is nothing more to say. 

[rgaine]

Yes this is what they did and are still doing by the sounds of it. 

[rgaine]

On 04/09/2020 at 14:38, Standarddubai said:

Okay. 
 

a CCJ would be absolutely detrimental for me and have only had the first email IDRWW. 
 

should i contact the banks and try to arrange a payment plan? Based on the other threads i see they dont play ball with these and refuse point blank. I would now be able to make some repayments as i now have a job in the UK but not the repayments i was making whilst i was there. 
 

im really stuck what to do. 
 

Alot of the the times i can see that it doesnt go to court and that’s it but sometimes it does and no one really can see why they do/or dont. 
 

i know you both give sound advice all the time so really any help or direction would help me mentally. 
 

thanks all. 

I made an agreement with Emirates and I pay £20 a month through Iban job done.

I got in touch with the hierarchy on LinkedIn and explained my situation and also the fact it’s been 11 years and I’m getting tired of dirty Dubai collection agencies and then these uk solicitors trying to collect it.

 

I just said either sell the debt and let me deal with this in the uk or at least accept my payment.

They accepted as reduced my loan/cc and no more hassle.

 

The other 2 banks I am at a standstill as they have broke Every law from the penal code in the UAE and central banking laws let alone uk laws and still get contacted from collection agencies from time to time but I have my reply ready in the email I set up for Dubai.

 

One of these banks tried using Mr Coyle and IDRWW and I’m still waiting after 6 years.

As per DX don’t panic and don’t be scared ! 

[rgaine]

@dx100uki recently got my article published in the National in Dubai. Do you think it’s worth me sharing the link here to help others ? Thanks 

[rgaine]

Interesting comment that and well done to you but I disagree with some of your points (after 11 years dealing with Mr Coyle)

 

I will feedback shortly after being made bankrupt which I was waiting for but I want to feedback what happened at the hearing, what is happening now and the pro bono lawyers I’m in touch with that have been very helpful and to help others in similar circumstances. 
Coyle White Devine are bullies! Period