Emirates NDB/IDR Salford Claimform - old Dubai loan debt

[London1971]

Don't speak to them by phone or email under any circumstances. All you need to do is send them a letter giving them your correct , current address. That's it. Do that tomorrow, signed for delivery.  Then you just ignore all the rubbish they send you unless it's a PAP letter before action, in which case you run it past us.

 

DO NOT SPEAK TO THEM ON THE PHONE EVER! DO NOT EMAIL THEM EVER

 

You don't need a solicitor, you won't lose your home. The are just a powerless DCA acting like they are the law.  Oh and did I mention don't contact them by phone

[London1971]

Just send to the UK address. 
 

I confirm my name is xxx of xxxx xxx xxx. No need to do any more than that. Just make sure you keep proof of delivery.

 

After that ignore all letters, emails, calls etc. The only important letter would be a Letter before action, which might or might not ever arrive.

 

Also be wary, if you start working to keep things quiet on Linked In etc as they have been known to try and reach people via their employers.

 

If they call and you Accidentally pick up the phone, here’s what I do. Very polite to them, ‘ I don’t know who you are, and don’t give out my details to anybody over the phone, have a nice day’

[London1971]

Yup, I don't really think you have anything to worry about. There was even a whole spate of these a while back where they sent out hundreds of letter Before Actions, and didn't take it any further with the people who responded, that's because they knew it wasn't worth the risk or effort needed for them to win in a UK court.

 

However, those who ignored or didn't have correct address details may well have ended up with an undefended default judgement against them.

[London1971]

As someone, who has had a lot of debt abroad, the reality is there is very little they can do.

 

Lots of nasty letters, calls etc but if they have your address, it's all just noise. 

[London1971]

Emails are nothing to worry about