2 minds

[Natasha]

why should they get them back when they signed for the account and charges when they applied for the account?

 

The bank I work for will take circumstances into account, so if ur going through a divorce or break ur leg they will help out.

 

everything is dispraportionate thats how people earn money, it doesnt cost a plumber £35 an hour to fix ur pipes, but its what they charge and you agree to it... 6 years later are you gonna go back to him and get ur money back?

 

The reason why somebody will sign an agreement to pay these ludacris charges is because they have no choice!!

Tell me a bank that doesn't have these extortionate charges?

People are being forced to have bank accounts, if you work you need an account if you get benefits you need an account!

So the people have no choice.

 

I agree with you that people who are overspending, shouldnt be and they should live within their means, but the banks should take some responsibility and if they decline a payment/transaction then it should be exactly that! they shouldn't let any money leave the account if its not there, instead they authorise the payment and charge you £35 for it!!

 

Again same thing with the plumber, no one wants to pay way over the odds for a job that takes 2 Min's, but they have no choice!

Well actually a plumber wont be able to charge like they do soon, because there are European plumbers that are coming over to the UK, who are charging a fair[b/] price for the services.

 

The banks also need to take responsibility for lending money too.....

[Natasha]

I do agree that charges are excessive, but what isn't??? everything is designed to make profit, its the way of the world....

 

So that's ok then?

[Natasha]

Obviously its not gonna cost 30 - 35 to bounce a dd, but it is what customers sign up to, i should think if people maintained their own payments e.g get ur gas bill then got o the post office to pay it... if u add up ur man hours it would probably work out that a bank account is good value for money and if u make sure u have money to cover payments then its free

 

I got a parking ticket and it really hacked me off but I took it on the chin I knew I shouldn't have parked there so my fault, I paid it and wont park there again

 

Like i said before, customers DONT have a choice when they sign up, they need bank accounts and the banks use this to their advantage.

 

All we are asking for is for the banks to be FAIR

 

With regards to the parking ticket, you have parked illegally so your going to get fined, you could have been putting someones life at risk because of your illegal parking,you cant compare bank charges to parking illegally..............