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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Adcb/Moriarty PAPLOC Received


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Abu Dhabi Commercial Bank (ADCB) on Tuesday said it has agreed to sell the majority of its India banking portfolio.

The sale to DCB Bank will see the UAE bank exit its operations in India subsequent to the transaction, subject to regulatory approvals.

 

https://amp.arabianbusiness.com/amp/article_listing/aben/banking-finance/427714-abu-dhabi-lender-agrees-to-sell-majority-of-indian-banking-business#referrer=https%3A%2F%2Fwww.google.com&amp_tf=From %1%24s

 

This is why they are chasing so many people ....they are restructuring to ringfence their UAE assets due to the imminent financial collapse in UAE

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  • 2 months later...

I got a phone call on Saturday on my private mobile phone.

This call was from Moriarty law ...

 

I had sent my PAP docs back with no e mail address or phone number ..

.they said they had used a tracing company to find my details ...

 

.I have since called them and put in a complaint that they have breached GDPR regs ..

they have now suspended any action pending a full investigation.

 

The agent who called me was not very bright to say the least ..

he wanted me to make an offer of payment even though as I told him it was only an allegation that I owed the money as ADCB had not sent the original paperwork back.....

 

he then told me that they could take me to court even if I had not got a copy of my signed credit agreement ....

I told him to jog on ..

.I'll let you all know the outcome of Moriartys GDPR breach investigation .

 

Unbelievable! I have put a tweet out again for this firm.

My complaints are with the FCA now regarding IDRWW and Coyle so finally something being done.

Keep pushing 

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  • 2 weeks later...

I asked Moriarty to provide details of why they traced my personal phone number as I had already been in contact via letter form .... they could not provide an answer ..

 

I have asked them to provide copies of all the details they hold for me along with a verbaitam voice transcript of the cold call they made.

 

I will await this and then take them to the SRA as they have tried getting me to negotiate on a debt which is only alleged at this point as no evidence has been provided. 

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Ah sorry ...yes I have and they are indeed reluctant to respond ...they contacted originally by letter which I responded too ... but even after we had been in contact they traced my private mobile phone number and cold called me ....

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  • dx100uk changed the title to Adcb/Moriarty PAPLOC Received
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