Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

sally v egg **WON**


sallysas
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6146 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 3 months later...

I seem to do things in 3s. Going after store cards/credit cards now - but with contractual interest. Getting cocky now........

 

SAR going off with free 'Proof of Posting' tomorrow. I doubt if this will yield any hard cash - but I am interested in reducing my debt mountain and getting their default removed.

 

For anyone that's interested Experian have an on-line service called CreditExpert. For 30 days you have FREE access to your credit file. Only the once, but I took advantage. Well , I'm always broke, but hopefully not by the end of this year.:grin:

 

 

Link to post
Share on other sites

  • 4 weeks later...

Maybe I should have seen this coming.............. Egg have asked for utility bill, bank statement etc just to verify I am really me. Sending them a utility bill but I don't think it is necessary to extend their 40 days. Bloomin' time wasters. It is getting a little dull threatening these organisations with legal action for my data. Having said this I lay even money I will have to progress to court this time. :rolleyes:

 

 

Link to post
Share on other sites

  • 3 weeks later...

My (incomplete) documents came from:

 

Data Request Team

Egg PLC

Point North

Brierley Hill

DY5 1LU

 

That's where I've sent my non-compliance.

But your letter should get to the correct department regardless and they still have the same time to act. (Though I'm sure they work in dog years or something - you know - one week to them is seven in our world...)

HALIFAX

30th Oct 06 - 18th Jan 07 - Success in claiming £3617.95

HALIFAX 2nd claim

5th Mar - 16th Apr - Success in claiming £176

EGG (3 accounts)

20th Jan 07 - SAR posted

17th Mar 07 - Paperwork received - bits missing

19th Mar - Non-compliance for missing bits posted

9th Apr - ICO complaint filed

BARCLAYCARD

20th Jan 07 - SAR posted

21st Mar - Statements received

23rd Mar - Prelim posted

31st Mar - Offer for £30 rec'd

10th Apr - LBA sent

Link to post
Share on other sites

Thanks Didge, I didn't realise the data request team was at Brierley Hill. Have sent it off this morning to Jenny Gordon Data Protection Manager Waterhouse Square 138-142 Holborn London EC1N 2NA. Just how many addresses do they need? Must look it up but if they fail to comply I will be able to ask the court to send poor Jenny to jail, honest.

 

 

Link to post
Share on other sites

  • 2 months later...

Not really - I have started court action against Halifax today who bounced the cheque!!!

 

Egg have replied yesterday saying they are looking into the matter and will resolve the matter within 8 weeks. Talk about a quick reply.

 

 

Link to post
Share on other sites

  • 2 weeks later...

Forgor about this one momentarily. LBA in post today. Wonder how I will get on having default removed. Would it be a good idea to send letter to Experion just to see if default still there?

 

 

Link to post
Share on other sites

  • 2 weeks later...

Long and boring letter saying OFT have agreed that as Egg are reducing their charges from £20 down to £16 that is fine and dandy. They have offered me £44 which I must accept by 03/08/07. Gosh that's big of them as I have claimed getting on for £250. Sending them relevant rejection letter.

 

 

Link to post
Share on other sites

  • 2 weeks later...

Well, they have offered full payout - but no mention of removing default fee which I have been careful to mention in each letter I send. Can I now safely proceed to court as they state that this is their final offer or shall I send them an e-mail about removing default? :confused::confused:

 

 

Link to post
Share on other sites

Not sure about "Default Fee", was that a typo?

 

Repayment and reversal of Default Notice are entirely separate actions, in administration and in law. The latter aim is still being pursued by Angry Cat and Yasmin, well over a year after starting out. Both had their charges and interest repaid. I have not read of a single instance of Default Notice being rolled back by Egg.

 

I should accept the lolly now, and join the marathon queue of Default Removers, but bring a sleeping bag and thermos flask.

 

Well done on the reclaim. If you accept with or without confidentiality, then your win will swell the V-E Day Parade to

 

Claimants 60 - Egg 0

 

 

Link to post
Share on other sites

To put things into proportion, one CAGger posted that she used to work in Egg, and that Egg had 2.8 million cardholders, it seems not all are reading CAG.

 

This time last year there was not one SINGLE reclaim success, and Egg was notorious for fighting to the last ditch and last drop of blood. Then they had a change of ownership, change of law firm, and now an evidently enlightened management policy of paying out gracefully, and promptly to happy bunnies.

 

Cowes Week has started on V-E Day thread.

 

 

Link to post
Share on other sites

I apologise for those that have given time/advice in the past, but so many months have passed since I got my credit update, I have decided to accept their offer, as it may be that the default notice is no longer in effect. Can I suggest to anyone just starting out to keep default notice queries up-to-date as Argos noticed disappeared within two months of my original query (As I am paying back via CCCS). :)

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...