YES Loans, success !!!!!!

[phil_charman]

Hi guys and gals,

 

Not sure if it's in the right area but I have quite a nice little story that should pass your time today....here goes.

 

My sister in law and brother in law are having a baby, they have struggled with cash ever since he left the forces, being in insolvency they naturally turned to me to look for guidance, my advice, stick it out for a while, ill help you should you need it, your going to get pay rises soon plus your child tax credits etc, so it should be ok.

 

However, they decided to get a consolidation loan and approached YES loans as credit history was scorned.

 

Anyway, they rang them and decided they could do it, so they sent off their £49.50 admin fee, they received a letter and some poxy pre filled form, filled in incorrectly, so they sorted it.

 

They were told someone would call them and let them know how their application was going.......noone called, so they called them, sorry sir your application has been declined:evil: , yeah right, robbing gits......

 

So i suggest they get their credit file and check for a footprint, so they did, what a suprise not a single footprint in six months !!!

 

"I tell you what, ill get that money back for you, no problem" so I wrote,

 

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Yes Loans Limited

Tintern House

William Brown Close

Llantarnam Park

Cwmbran

NP44 3AB

Our ref: GI/Yes/1

Your Ref: ######

19 October 2006

Application Reference #######

Dear Sirs

I write with reference to the above application and your letter of 16 August 2006.

I paid you £49.50 as an administration fee and would welcome your comments on what this fee is used for detailing personnel charge out rates and time charged when working on my file.

Furthermore your letter indicates that I would be contacted by a member of yes loans within the timeframe indicated to confirm the status of my application, this was not done and I had to ring yes loans who ultimately informed me I had been declined a loan.

Upon receipt of my credit file it would appear that no footprints have been left in any time period yes loans were involved with my personal affairs indicating no credit checks have been carried out by yes loans, a client or subsidiary.

I therefore question the legitimacy of the application and request all information relating to this matter and the administration fee of £49.50 being remitted within 7 days.

Failure to do so will result in a formal complaint being made against yourself with your licensing body and a demand for a thorough investigation being made.

Yours faithfully

The Brother in law

Apparently they tried to call him, but he said it was not a good time..

Anyway, two days ago I get a phone call, guess what I got in the post, a cheque for £49.50 with a complete bullpoo letter stating they were very sorry I wished to cancel the application:-? Er, no, you effectively stole £50, and I had you lot bang to right, you had done sweet nothing for my families £50, which now is going to provide some nappies or something special at Christmea as they thought they had lost it.

So if anyone else has had the same experience try it, you might like.

Oh, she went into labour this morning at 4.00am so, hopefully I will be an uncle very shortly..he he he:p