PPI has been upheld

[helloall]

My PPI has been upheld and I will be getting a refund. Long story I fell behind a few years back and eventually the debt was sold on to another company.

 

 

Could I ask who should the cheque me made out too myself or the "other" company??????

 

I was hoping to use the repayment to try and negotiate the debt to be written off???

 

 

Any advice please

[dx100uk]

who was the original creditor

who is refunding the PPI?

who owns the debt now?

 

 

dx

[helloall]

Credit Card Company A was original creditor,

Credit Card Company A is refunding the PPI.

 

 

But Credit Card Company A sold the debt to VulturesRUs Company B

 

So VutluresRUs are the legal owners of the debt

[dx100uk]

don't play secret squirrel theres no need.

 

 

you have ofcourse send the DCA a CCA request and have not blindly been paying them have you so far?

 

 

dx

[helloall]

No not yet I have been paying a dmp with them for last few years.

 

At the moment I want to know about the PPI before I start trying to go for the juggler.

 

Will I get the cheque or them for the original creditors?

[dx100uk]

opps

so you've blindly been paying numerous debts without even checking there enforceability?

 

 

and now you want to blindly give them a lump sum

when you don't even know if you legally actually owe any debt to anyone

..let alone paying numerous fleecing DCA's that has no legal powers whatsoever?

 

 

the CMC will take their cut

you'll lose TAX 20% too

and then VAT top of that lot.

 

 

I suspect the original creditor will make the cheque out in your name.

 

 

ever looked at reclaiming penalty fees too

[but do that yourself..]

late/over letter phonecall fees?

 

 

I also hope your DMP is not with a fee taking lot too and is free to you?

 

 

dx