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Erudio and overseas.....


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Its been 2 years since I heard from Erudio.

 

In April 2014 I sent off the deferment template letter from here along with original pay stubs which qualified me for deferment.

 

Since then I have had no contact from them, until today.

 

Today I got 6 x "Notice of sum in arrears" going back to August 2014 in one envelope

 

The cover letter was titled "Remedy of Account" and basically says they have been sorting stuff out and havent charged interest but will do so on June 1st.

 

The letters tell me I am 2 years in arrears. They seem to basically have ignored my application for deferral in 2014.

 

Any advice on how to move forward would be appreciated.

 

I do still qualify for deferment and live in the USA, if that makes a difference.

 

Thank you

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are you ever returning...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok well I've dropped the hint..........

 

 

tell us about the loans dates etc.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Loans are old.

 

30th Nov 1994

7th Nov 1995

18th April 1997

 

I did have a post grad loan but I paid that off voluntarily some time ago

 

Unfortunately I chose a life working with non profits.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

Thanks for your help with this

 

Whats funny is I sent the deferrment off like a good boy anyway

and got a letter today saying they hadnt received it,

 

 

all terms of loan were cancelled,

its no longer goign to be forgiven when I hit 50 and I have to start paying immediately

 

Im guessing this is just a scare tactic?

 

These guys are unbelievable

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as long as you've proof you sent it

though luck on them.

 

 

they cant do anything to you anyway.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not your problem.

 

 

you sent it

end of.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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