CCA request doesnt look correct halifax credit card/idem

[dx100uk]

why push?

 

you sent a CCA request

its not a signed agreement

but an application form

and it does not meet the prescribed terms of the CCA.

you ignore them

 

just wish people would stand up to DCA's

they've no legal powers whatsoever

 

you and me could be a DCA tomorrow.

as all we can do is issue a CCJ

..that's all a DCA can do too.

so they are totally powerless.

 

if people didn't blindly feed these wolves

they'd all go out of business tomorrow.

[Let Them Knock]

will send a sar request then.

 

Are the Halifax likely to have account information from 15 years ago?

 

Chris

 

When I sent them a SAR back in 2013 they only came back with 6 years of statements. About a year later I learned (from their communications) that they had statements back to 2001. I wrote a complaint to the data controllers saying they had not fulfilled my SAR. Lo and behold, they sent me statements back to 1998.

 

So yes, they may well have them for 15 years or more. The difficulty is getting them to admit it.