Jump to content


Halifax Overdraft fees and charges.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3134 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

My son had a student account with Halifax when he first went to university.

 

Sadly, due to mental health problems, now diagnosed as bipolar disorder, he dropped out of university.

 

Halifax agreed to freeze the account.

In recent months his health has deteriorated again, and he is now claiming Employment and Support Allowance and living back at home with us.

 

Halifax have recently decided to charge him £16 per month for the overdraft, but as this month's payment has put him into 'Unplanned Overdraft' he has been charged another £5 per day on top of this, so the debt is now mounting .

 

I've put some funds into the account to try and alleviate the situation, but wondering what we can do next.

 

He's not in any fit state today to speak to anyone at the bank.

Edited by SkiNellieB
spelling
Link to post
Share on other sites

I'd write to Halifax and ask them to close the account

 

It's not fair under FCA conc rules that penalty charges place people in debt

 

Does he use it at all now

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...