santander default

[Naylz]

Hi,

 

I have a debt listed on my credit file with santander,it's from about 2 years ago,they allowed me to go £1500 overdrawn on my bank account.

 

They do not contact me regarding the debt as they do not have my current address,

 

 

i could easily keep hiding from them

 

 

i would like to get rid of the debt asap if possible + i'm sure they will locate me eventually.

 

can i wriggle out of it? or am i best of making a settlement figure?

 

Thanks

Naylz

[dx100uk]

welcome

 

its not a very good idea to move without informing your creditors sadly

 

this could lead to a debt being sold on

 

and a DCA getting a default CCJ obtained against a wrong address

that you'll know nothing about.

 

might be best to get an sar running to satans bank

 

and workout how much of this debt is penalties.

 

 

dx

[ThedaBara]

welcome

 

its not a very good idea to move without informing your creditors sadly

 

this could lead to a debt being sold on

 

and a DCA getting a default CCJ obtained against a wrong address

that you'll know nothing about.

 

might be best to get an sar running to satans bank

 

and workout how much of this debt is penalties.

 

 

dx

 

Hello… sorry to butt in… I am in a similar situation… I am wondering if there is a reason why you are asking whether the overdraft is made up of charges... Does this mean they can be challenged? I am on a very low wage and in receipt of guaranteed pension credit. Many thanks for any advice… Theda.

[dx100uk]

Hello… sorry to butt in… I am in a similar situation… I am wondering if there is a reason why you are asking whether the overdraft is made up of charges... Does this mean they can be challenged? I am on a very low wage and in receipt of guaranteed pension credit. Many thanks for any advice… Theda.

 

Always best to start a new thread

Rather than keep joining an existing users thread

Not polite to hi- jack when you're already been advise before of the same

 

Dx

[Naylz]

welcome

 

its not a very good idea to move without informing your creditors sadly

 

this could lead to a debt being sold on

 

and a DCA getting a default CCJ obtained against a wrong address

that you'll know nothing about.

 

might be best to get an sar running to satans bank

 

and workout how much of this debt is penalties.

 

 

dx

 

can i still do this even though i have moved address???

 

whats the worst that could happen by me giving them my address??? just threatening letters????

[dx100uk]

yes to both

 

 

dx