Never ending payments

[dx100uk]

apex don't which is why it says our client.

 

 

a dca acting in this mode can be even more totally ignored

that if they owned a debt.

 

 

as the debt is with the OC still

 

 

sometimes a CCA is not much point

 

 

unless the ultimate outlook is to F&F for a short settlement

 

 

then that puts you in a very strong position if they fail..

 

 

but for £1 a CCA wont hurt you.

 

 

 

 

 

dx

[martin2006]

He cannot go for an IVA or bankruptcy due to the nature of his employment.

 

Why would he not be able to go for this? If its a credit file issue then it sounds like his file is shot already so cant really be made much worse

 

i understand that a DRO wouldnt work as his debts are over £15k but an IVA would be a good option in as much as he would have a definate timespan of upto 60 months then its done with and so is remaining debt

[poppynurse]

we're trying to find a way of getting an end date for payments, the original defaults went onto his credit file years ago and have now disappeared again. His credit score is now not too bad. He was never taken to court for any of them so no CCJs. To protect his confidentiality I won't say what he does but he can't have bankruptcy or IVA/DRO.

 

I'll see if Santander hold the original CCA and we await replies from the others.

 

Thanks for your help guys

[mikeymack2002]

Send another CCA to the original creditor and ignore the DCA