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Freemans sold me debt. Now what?


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I had an account with Freemans and in 2004 they sold my remaining balance to a debt collection agency. I paid it off then but I have a default against my name from Freemans. Do I still DPA Freemans and ask for my charges back from them or would I approach the debt collectors? (exept I can't remember who they are)

Sky

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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Stick with Freemans.

 

If you consider that the charges played a large part of the default, then you should include the text from the LBA that requests it be removed.

 

See THIS thread for further info on that point.

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 12 years later...

This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

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- Consumer Action Group

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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