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Applied for several bank accounts over 2 months. What should I do?


LucindaBirmingham
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I have applied to several UK banks for current accounts over a period of approximately two months and, for various reasons (such as mistakenly being classified as not being on the electoral roll), been rejected by all of them. The application searches are on my Experian credit file.

 

I appreciate that having too many applications in a short period of time is not something the banks take too kindly to.

 

Should I wait a period of time before applying to further banks?

 

I appreciate it's a question one can generally only guestimate, but how many banks would be "too many" to apply to before further banks get suspicious and reject an application?

 

If I should wait for a while, how long should I wait please?

 

Thanks a lot.

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Are you applying for Credit Scored accounts? If you need a bank account, then go and look at the non credit scored ones :)

Check out the Coops Cashminder...

 

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  • 4 weeks later...

Also make sure you are on the electoral roll as although they don't do credit checks they do ID checks. As you say there is an issue make sure that is sorted.

 

I know its an old thread but just incase someone else reads this.

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