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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help with HFC Finance PPI claim... first, clueless, no evidence...


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Hello all.

 

OK, so I thought I had never taken out a loan with PPI until I was phoned up today by a claim company who told me I'd had a loan with HFC Finance from 2006 to 2009 for £5000. This corresponds with some car finance I had - the dates and the amount are right - and the claim co chappy said the HFC would have added PPI as mandatory at that time.

 

So here's my problem...

  • The car has long gone together with any paperwork to do with the finance - I can't even show that it was with HFC, I'm just working on the basis that the claim chappy has the right info even if I haven't
  • As I've not had that many loans, mostly from my bank and I always turned down the insurance from them, I've only been paying partial attention to the whole PPI thing so far
  • I'm a bit thick when it comes to this kind of thing and normally need a bit of hand-holding

 

One thing I have read on here is that HFC (a) have shredded as much of their own info as they can and (b) are particularly slippery.

 

As it's more than 6 years since I took it out and as I have no info myself, is there any point taking this one (myself, not a claim co)? And if it is, where would I start?

 

Thanks,

Higs

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SAR time to HFC then.

 

 

love to know how a claims company got ahold of your personal information?

 

 

that's worrying.

 

 

dx

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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SAR time to HFC then.

 

 

love to know how a claims company got ahold of your personal information?

 

 

that's worrying.

 

 

dx

 

Thanks - following the link, I see an SAR is a Subject Access Request. That looks like a nice simple letter to send. I can't provide any account or other ref number as I don't know it but I guess that won't make any difference.

 

Is there a list here of where I need to send this too i.e. the head office of HFC Finance?

 

TIA,

Higs

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theres an HFC forum the info will be there

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 

Is there a list here of where I need to send this too i.e. the head office of HFC Finance?

 

 

As far as I know accounts owned by HFC are now being serviced by HSBC Bank plc.

 

HSBC Bank plc

CCA & SAR Department

PO Box 5055

Coventry

CV3 9EF

Any advice I give is honest and in good faith.:)

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Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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