Needing help with a telecom debt from Lowells from 10 years

[jesse harris]

Hi!

 

 

i have been away last couple of months from home and

 

 

in that time i have recieved 3 letter from lowells of a debt that was apparently in 2005,

 

 

the last letter havin been sent on 9th march.

 

 

its has suddenly popped up from nowhere.

 

 

I can confirm that in that time i have had no dealings,

phone calls or letters regarding this debt and i am pretty sure it is statue barred.

 

In this last letter they have stated that if i continue to ignore they might take legal actions in court.

 

 

I am uncertain on how to go about the steps in responding to them.

 

Currently i have not responded or taken action until i am absolutely certain on what to do or how to send them a letter.

Could anyone advise me please?

[dx100uk]

prob better to ignore them

 

 

phishing list me thinks

 

 

is this on your credit file?

 

 

don't forget

 

 

a DCA IS NOT A BAILIFF

 

 

and have

 

 

NO SUCH LEGAL POWERS

 

 

dx

[i hate bailiffs]

When did you make your last payment on this?

[jesse harris]

i have never made a payment on this since 2005 or recieved any contact regarding this,

it was for a mobile phone bill but as far as i was concerned i had payed it off in full,

so found it strange i found these letters and since it was so long ago

i dont have any records of it. heres what they wrote in the last letter:

 

Dear Mr ........

 

Your debt reamins outstanding

it is dissapointing that your account remains unpaid. we have written to you on numerous occasions and know of no reason why this balance should not be repaid. If you continue to ignore our requests for payment then you will leave us with no choice other than take action against you to recover the ourstanding balance, which could include legal action through the court.

 

What is the reason for non-payment?

we do appreciate that u did not intend to vall into debt on this account when it was originally opened. However, your outstanding balance needs to be repaid and you need to allow us to work with you so that we can understand any reason for non-payment and help you repay the debt at an amount you can afford. Please contact us as soon as possible to discuss your account.

If you cannot afford to take up one of these offers, we cana gree a repayment plantailored to your financial curcumstances. please call xxxxxxxxx.

 

So me having read this got me a worried that they are threatening action into court. The previous 2 letters were not like this. Is it really okay to ignore this. I could pay off the fine as it is not a significant amount but i dont feel as i should have too and if i do will it open up a can of worms as to all those other months in these 10 years in which they will then after me paying off this fee, will charge me intrest on those remaining months

[Stigman]

Hi,

 

The above letter is just a standard computer threatogram, the computer is timed to print these out and send out to you at set intervals.

 

Please note the wording in the first paragraph...

which could include legal action through the court

It does not say WILL, that is the important part, it is a letter with an included play on words.

 

Why would you pay off the fine when the debt is clearly Statute Barred?

 

Just file the letter away and enjoy your evening.

 

Stigman

 

Edited: 21:11

Edited March 16, 2015 by Stigman
missed a line, sorry :)

[dx100uk]

phishing trip trying to find a mug to fleece

who knows no better

you found CAG.

 

 

is this on your credit file?

 

 

who as the provider?

 

 

dx