default removal - now 6yrs - now long before it goes?

[yesilgozlerim]

Hi,

 

Im sure this has been asked so many times but,

 

FINALLY my default drop off date has come (5th Jan 2009 was default date) How long afterwards until it actually drops off the CRA's....and does the whole credit account vanish or does the account still stay since i made the last payment on, 25th september 2011?

[yesilgozlerim]

On my experian file, it has a red ! saying i have a lot of recent searches. I have 23 in total.

 

Search nmber 15-23 are experians own, u know the one each time u log into experian.

Search number 9 -14 are insurance quotation.

Seatch number 5-8 are 2 ccredit card quotation, 1 x unrecorded enquiry, and one generic checks by experian.

 

I have only 4 credit searches, on 14/02/2014, 4/10/2014, 19/11 2014 for 2 others.

 

Besides the credit searches, I am almost sure i was told lenders wouldnt see those on credit checks.

 

And why do the ones u get from experian each time u log in there, go down as a search which goes against you, resulting in a big red !

 

Help?

[yesilgozlerim]

** resolved ** at 00.35am on 6th Jan 2015, ive seen my One and Only default drop off in front of my eyes. It feels sooo good now.... Will send equifax a £2.00 for a paper one.

[dx100uk]

no others cant see them [your searches]

 

 

and they go after 12mts anyway.

 

 

the others are just to alert lenders to someone making multiple credit applications

[could be fraud]

 

 

dx

[renegadeimp]

The marker may be gone but that might not mean the debt isn't still payable.

[yesilgozlerim]

The marker may be gone but that might not mean the debt isn't still payable.

 

 

 

 

 

The whole accounts gone. and ihad zero balance since September 2011

[renegadeimp]