Credit Reference Agencies and Pre Paid Credit Cards

[citizenB]

Why does Noddle insist on using a Credit Card for identification purposes but will not permit you to use a prepaid credit card ?

 

My reason for using one of these for online purchase is that there is only so much financial damage that a thief could do if I were to lose it or they obtained the details.

 

IMHO, I do not see why Noddle would want credit card details anyway as it is supposedly free ?

 

My question is - if someone doesn't have a regular credit card, are they being discriminated against ?

[yesilgozlerim]

I only used a debit card

[citizenB]

I only used a debit card

 

Unfortunately, you don't get the same protection with a debit card as you do with a credit card

[Bandit127]

Yes, you are being discriminated against if you do not have a credit card.

 

It marks you out as somehow "wrong" in the system. I also get some funny looks when I open my wallet at the checkout since it only has one card in it. Instead of the normal, which seems to be so many credit (and other) cards that the wallet no longer closes. (Don't get me started on paying in M&S with "Cash?!?!?").

 

But then I learned the hard way with all those cards and I positively like traveling light these days. The £2 paper version is an option for lightly loaded travelers like us.

[citizenB]

Yes, you are being discriminated against if you do not have a credit card.

 

It marks you out as somehow "wrong" in the system. I also get some funny looks when I open my wallet at the checkout since it only has one card in it. Instead of the normal, which seems to be so many credit (and other) cards that the wallet no longer closes. (Don't get me started on paying in M&S with "Cash?!?!?").

 

But then I learned the hard way with all those cards and I positively like traveling light these days. The £2 paper version is an option for lightly loaded travelers like us.

 

I know, it is quite depressing when they see you are paying in cash and do their... Sigh.. oh Cash, I see.. routine ! When did cash become a 4 letter word ??

[havinastella]

I know, it is quite depressing when they see you are paying in cash and do their... Sigh.. oh Cash, I see.. routine ! When did cash become a 4 letter word ??

 

Hasn't cash always been a 4 letter word

[citizenB]

Hasn't cash always been a 4 letter word

 

well spotted, jogs

[ericsbrother]

M&S hate cash because of their over-generous return and refund policies. It means that it is open to abuse by thieves returning the items thy nicked from people