Quick Question Re Default Dates

[No Money Hony]

Hi

 

I have a quick question to ask regarding

the default dates that show on the default notices that have been sent to my OH and myself

 

 

and

 

 

the default dates that show on our Credit Reports

 

 

for examlpe,

 

 

Bank of Ireland / Post Office CC

on the default notice received it is dated 08 December 2008

on the Credit Reports it states the default date of 05/11/09.

 

 

We have only ever received the one default notice.

 

Hope the above make sense

 

Any help would be great!!!!!

 

No Money Hony

[catquest]

As the default can be rectified after issueing the notice the date can be later.

 

 

However it is my understanding that you should receive a warning that the default will be recorded

and you may have reason to complain about this late date.

[No Money Hony]

Thanks catquest for your reply, I will do an SAR to see what I can find out.

 

NO MONEY HONY

[Guest]

the ico guide says that a default should usually be registered within 6 months.

and then the registered default should be re the def date,

not the date they recorded it with a cra,

or the date that a new owner has taken it over.

 

what happened since the default notice,

 

 

any arrangement, payments, ....?

[dx100uk]

the issuing of a DN does not mean they WILL record a default nor when or If they ever will.

 

 

dx