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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Help With MBNA PPI


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god not link , one of the worst spoofers out there

so you are one of the millions' paying for this...

http://www.homesandproperty.co.uk/property-news/news/millionaire-debt-collector-digs-deep-south-kensington

 

 

how did they manage that

 

 

did you not defend it?

 

 

why are you wasting money on postage etc

 

 

use your internet banking webportal do it electronically.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no im not good at this sort of thing lol ...

. hence the pickle i got into ...

I even tried with the help of the local community advice law service to defend a charging order ..

. but we lost

... so i have religiously sent by post knowing they have to bank the PO

... sort of a protest lol

 

And i can keep a tab on it and wont forget ...

. so you think i should send a letter to them at the original address and send them the payments there.

 

I just dont want this to go down a bad route being as i am just getting sorted

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well your found cag now

 

 

we'll help.

 

 

 

 

so why cant you pay them by bacs?

 

 

tell us the CCJ story please

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ok so the CCJ story goes like this ...

 

I received notification of pending court appearance back in Nov 2011 and

 

 

was given somebody's name and email to contact who would assist and fight the Not enforceable route .

 

 

after a lot of time wasted they came back i think 2 or 3 days before court hearing

and said they could only represent if i paid them xxx amount of which i did not have.

 

on 3rd Jan 2012 i received Judgment saying to pay £4775.70 plus £85.00 court costs ..

 

 

on the 12th Jan i applied for a variation order and received my Variation order dated 26th Jan 2012 ordering me to pay £10.00 per month.

 

i also received the charging order doc on 20th Jan 2012 informing me the hearing would be on 23rd March 2012.

 

This is when i contacted the Community advise & law service here in Leicester

who after a meeting advised me they thought my application for the variation order meant that the charging order would not be valid.

 

It went to court and i lost ... i have attached a copy of the letter i received explaining why from the them.

 

it all seemed very complicate to me and really stressful .

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you'll have to pdf that please

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

did these stupid advisors ever tell you to sent link a CCA before the CCJ?

 

 

god link have stitched you up totally.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not the advisers where i think just out to get the money ... they left it right up to the last 2 days to let m know they could not do anything if i did not pay ... and i believe they quoted quite a sum

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