received ccj letter

[Rymitch]

Hi

I got a call from a friend down South(Liverpool area)

He received a letter(Saturday) from a dca applying for a ccj against him for £285(showed Me it over face time looks like a real court letter) for an old mobile bill.

 

He accepts the debt it was a phone his wife had he took it off her due to her playing bingo and getting the charges added to the phone bill(she was to pay the bill but didn't) but he forgot contract was in his name so he excepts he has to pay it.

Told him to contact the dca and come to a payment play they refused and want full payment which he can't pay .So all I can think of is he ticks the part on the court letter asking for time to pay and incloses his income expenditure sheet will the court make the dca accept a payment plan from him.

[AndyOrch]

Hi Rymitch.

 

Im pretty sure Liverpool is North:-) Unless he defends in full he gets a CCJ...offer or no offer.

 

Andy

[Rymitch]

Sorry I'm in Scotland so south to me

He's not contesting he knows he will get a ccj he is just trying to get a payment plan he can afford but the dca will not give him time to pay.

 

He's worried that it will mean bailiffs coming to the house and taking stuff that belongs to the landlord.

[AndyOrch]

If the letter is from Lowell/Carter...defend all if they issue a claim...they will discontinue or offer a consent without judgment once a defence as been submitted...also they do not have the paperwork to support their claims.

 

Take a read of a few threads search Lowell/Carter and you will see how to respond and handle the claim.......dont let them get an easy judgment.

[Rymitch]

Will get back to you later will find out who its from (he told me but I can't remember) i will have to wait till he gets in from his work.

he freely admits the debt he just can't afford to pay it in full at this time they got into a lot of problems due to his wife getting hooked on on-line bingo (which she is getting help for).