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Dwf vw financial services


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Hi all.

 

I had a loan with vw financial services for a car back in 2006 due to various reasons I defaulted on this bak in March 2008. The default then went of my credit file in March of this year.

 

Today on arriving home I received a letter from dwf I think they're solicitors asking for the outstanding balance within 14 days.they're saying should I fail to pay they will advise there client to take court proceedings. They also say to communicate only with them.any Ida on what I should do?

 

I think it wasn't enforceable after the 6 years had passed.

 

Kind regards

 

Manxguy

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Hi.

 

Just a bit more information.

 

The loan was taken out in march 2006, and was classed as defaulted in April 2008. There has been no communication with the company since then. About a few months before the default was due to drop of my credit file the account was marked as settled. Then in April it disappeared from my file all together. Is this debt still enforceable and what should I reply to these solicitors?

 

Thanks manxguy

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