Couple of question

[Soul sister 76]

Hi there I have a couple of questions on ppi if anyone could help that would be great

 

First my husband claimed ppi for an old debt

 

he is just at the end of a trust deed,

 

the claim was upheld and a cheque sent out

 

when he received the cheque that day he got a call to say that as he is still in the Edinburgh gazette

that the cheque was now sent in error and that it had to go pay his debts,

 

it's probably a straight forward answer

 

but this was quite a horrible situation if we had been told it was upheld but used to pay previous debtors

then that would have been fine,

 

but then you have a cheque sent out and us thinking a bit of luck for once was coming out way,

 

I felt they didn't investigate properly n got our hopes up

it was enough to help is out in a big way,

 

just feel sick every time I think about it

 

and my husband thinks he had let his family down again,

 

should they have investigated situation a bit better before sending us cheque?

 

Secondly

not related

 

if a debt was statue barred and sold on

 

can ppi still be claimed??

 

Thank in advance

[dx100uk]

sadly any PPI reclaimed will be the property of the trust deed provider

 

now are you saying 'they' a company have reclaimed the PPI

or you did this yourself.

 

If a debt has been sold on, the PPI goes to the you

 

however as again, if its part of the trust deed

 

then it cant.

it must pay off the debts

 

 

dx

[Soul sister 76]

Hi thanks for reply they are RBS it was done by my husband as he received a few letters and eventually filled one in, we thought it would go to debt my husband was honest with everything, was told he would receive cheque within 10 days it came 2 days later and it was on this day that he received phone call to say cheque was sent in error.

 

The other one I am talking about is nothing to do with above just a statue barred Lloyds tsb loan that has been sold on.

 

Thanks again

[dx100uk]

was the rbs stuff part of the trust deed?

 

dx

[Soul sister 76]

No it was old, the guy that phoned said it is taken as collateral in your trust deed.

[dx100uk]

found it

sri for the delay

 

http://www.bis.gov.uk/insolvency/news/news-stories/2012/Apr/PPI-mis-selling-claims-and-bankruptcy

 

dx

[Soul sister 76]

Thank you that link was very helpful.