Can you still reclaim bank charges?

[aberdeenlad]

Back in 2008, I was successful with my then bank and got back £800 of charges. I never tried with my other old bank accounts because, they were closed and I never understood the whole procedure and just applied with my 1 bank

 

Is it possible to claim back bank charges today? or has it stopped now? Also, I think I would apply under the hardship rules

 

I read on here, in Scotland, you can go back 20 years???? If so, I have many bank accounts from as far back as 2002 but they are closed though??

 

Thanks!

[fkofilee]

Banks will keep a maximum worth of 6 years of records. Bearing that in mind, the maximum they could probably see to is 2008.

However, you could try and reclaim, but i think youd need to prove you were in hardship.

[aberdeenlad]

Can I go back 20 years since I am in Scotland?

[citizenB]

No harm in trying

[fkofilee]

Yeah I agree, no harm in trying, but be prepared if the Bank says "We dont have Data for that time"

[BankFodder]

Banks will keep a maximum worth of 6 years of records. Bearing that in mind, the maximum they could probably see to is 2008.

However, you could try and reclaim, but i think youd need to prove you were in hardship.

 

Thre have been lots of examples of people retrieving data much further back than 6 years

[fkofilee]

Hi BF, like i mentioned, "Could" but it is indeed very possible here that they can go back further.

[BRIGADIER2JCS]

Records are kept for 6 years after closure of the account.