Robbersway doorstepped my twice on a premierMan Cat Debt - help

[faitpunto1]

Hi

 

i have had 2 door step collector to my door in the last two weeks from robinson way

 

i have been intouch with them and advise not to

 

but they are still sending them

 

i do owe them and offered a token payment any advise pls:shock:

[maroondevo52]

Hi,

 

Some history of this 'debt' would help folk advise.

[faitpunto1]

SORRY its premier man mail order

 

i do owe them 275.00

 

i was paying them but stopped due to financial reasons

 

it was over 500.00

 

i did write to them and numerous phones calls explaining my situation

 

but no response from letter and very unhelpful on the phone in fact they where very rude

[Bazooka Boo]

Forget talking to them over the phone, keep everything in writing and obtain ''proof of posting'' which is free from the PO counter.

 

As for the unsolicited door step beggars, tell them to jog on or you will call the police and have them arrested for trespass, then shut the door, they have absolutely no legal powers whatsoever, your postman has more powers to be on your property than these chancers do.

 

How old is this? When did you take the agreement out?

How did you offer the token payments? Over the phone? Forget it, you need to put your offer in writing so you can start a paper trail of evidence.

And as it is a non priority debt you call the shots, only offer what is realistic and comfortable for you, NOT them.

 

They also need to stop interest and charges, any charges they have added already, including interest accrued on those charges need to be reclaimed, if they won't play ball, then your offer of payment drops to the token amount of £1 a month.

[faitpunto1]

Hi thanks for your reply

 

i did offer over the phone and by letter but like a said not heard from them after sending letter and

 

did offer 15.00 per month over phone but they where rude and told me get stuffed

 

i have just open the letter from the door collector

and really shocked the amount now is over 460.00

 

so i assume its all interest added on,

 

how do i claim or state to them to remove all the interest charges

[BRIGADIER2JCS]

Mostly reclaimable penalty charges??

[faitpunto1]

Thanks i will get in touch by letter see what they say

[dx100uk]

forget robbersway

 

send them a CCA request

 

send JDW an SAR to get all the statements too.

 

NEVER EVER PAY A DOORSTEPPER OR ANY DCA OVER THE PHONE

 

they ARE NOT BAILIIFS

AND HAVE NO SUCH LEGAL POWERS

 

have you checked your credit file to see if this debt has been sold?

 

dx

[faitpunto1]

Hi thanks i will do that but are you saying not to deal with robinson way only deal with prem man

[dx100uk]

Hi thanks i will do that but are you saying not to deal with robinson way only deal with prem man

 

correct!!

 

dx

[Bazooka Boo]

did offer 15.00 per month over phone but they where rude and told me get stuffed

 

Typical immature response from one of their telephone jockeys shame you didn't record it, OFT would have loved that!

 

This is why you never ring DCA's, they wouldn't commit that comment in writing, hence why no-one ever deals with them, deal direct with the OC.

[citizenB]

If you believe you are being treated unfairly then I would suggest in the first instance you send a Formal Complaint to Robinson way, if they do not deal with the situation correctly then you can escalate to the Financial Ombudsman.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?399260-Feel-that-you-ve-been-treated-unfairly-by-your-Payday-loan-lender-COMPLAIN-TO-THE-FOS!!

 

Are Robinson way the new owner of the debt.. have they purchased it - or are they simply collecting on behalf of Premier Man ?