Repossession & Unfair relationship

[pigland]

Sitting Duck,

 

Good luck, you are being told you have a case but it isn't going to be easy. I would try and go to a Solicitor or wait for someone to show you how to present your case.

[SittingDuck]

Update: URGENT INFO REQUIRED

 

I went to Court and explained that I didn't have a breakdown of the figures claimed and disputed them. The Banks Solicitor said that it was an all monies charge. I pointed out that this was a commercial loan on a residential property.

The Judge said words to the effect of 'it wasn't clear whether there is a monthly instalment and a covenant to discharge'.

 

The Judge adjourned it for a longer hearing and gave me 14 days to file a formal defence and gave directions that the bank qualify the figures claimed.

 

Any thoughts?

 

Questions

1) As I rent part of the property ie the flat next door and it is on the same title does this therefore count as commercial and not residential?

 

I would like as much input to the above questions so I know that when approaching a Solicitor that I am prepared and can ascertain that they are the right one for the job.

 

2) Where do I find a good specialist Solicitor clued up on repossession with an all monies charge?

 

Thank you

Edited April 10, 2014 by SittingDuck

[pancake roll]

Hello sittingduck,

 

I hope you don't mind but I've subbed to your thread. Ihave read your story to date with great interest . Any developments since last update .

 

Regards

 

Pancake