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Brighthouse - Unfair Commercial Practice, 2nd September


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Brighthouse stopped their "optional" insurance from 2nd September

and started to sell their goods and insurances as part of one package.

 

I guess they did this as many people were claiming back the money they had paid for the insurances :wink:

 

Consumer Protection from Unfair Trading Regulations says that unfair commercial practices are prohibited.

 

Brighthouse were previously saying the insurances were now optional

but have since taken the optional away and are forcing customers to pay for the insurances whether they want them or not.

 

This I believe is just another unfair commercial practice used by Brighthouse.

 

Another unfair practice is that Brighthouse do not provide a value for the product and a value for the insurances,

making it impossible for the average customer to make an informed decision in their purchase. (again, against CPUTR)

 

I only know one customer of Brighthouse,

she is a single mum who desperately needed chairs / couch.

 

She managed to claim back the insurances from Brighthouse.

There is very little money left to pay on her couch and she is looking to get something new for christmas

but Brighthouse staff wouldnt sell to her unless she bought everything including the insurances.

 

She is still probably going to buy from Brighthouse :-(

 

Wondering if anyone is going to attempt to claim money from Brighthouse from new agreements taken out after 2nd September?

 

eg - if you have taken out a new agreement after 2nd September,

maybe you could think about claiming your refund of extra money paid and use CPUTR?

 

Brighthouse say they offer a competitive priced product.

 

So you could get a price comparison from the high street and using CPUTR

you can hopefully claim the difference in price?

Just a thought:?:

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blow them out

go use a credit union.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That's good ... to coin a phrase "I'll be taking them to the cleaners" (I have spent THOUSANDS through BH and yes it's my own fault, bad credit etc). I just aren't looking forward to getting the pages and pages of paperwork from my SAR. I'll make a new thread when that arrives as I'll likely need some assistance figuring it all out!

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Have a read of the article below and then think about encouraging your friend to use a Credit Union !

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I know this is off-topic but I have to post it ... this is disgusting! An Xbox One, 2 Controllers, Xbox Live,1(!) Game and £50 Xbox Live Voucher : CASH Price (HA!) -- £966.70

 

I think i was about to GAG!!! Whats the term for it 2 years?

 

Thats so poor!!! And if thats just the cash price... Ouch.,.. Whats the credit price?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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I think i was about to GAG!!! Whats the term for it 2 years?

 

Thats so poor!!! And if thats just the cash price... Ouch.,.. Whats the credit price?

 

You'll like this - over 2 years it's £1560 ... around 3 times it's correct retail value.

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You'll like this - over 2 years it's £1560 ... around 3 times it's correct retail value.

 

Yeeeeeeeeeeeeeeeeeeeeeeeeeeeeeouccccccccccccccccccccchhhhhhhhhhhhhhhh!

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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