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Santander charges - not happy


tonymann
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Hi Guys,

 

I am typing this in a state of frustration after being on the phone to someone at Santander and them being not helpful at all.

 

I am incurring charges month in month out with Santander if its not one thing its another. Today has pushed me over the edge as I had a credit of £100 put into my account by a friend which was taken due to the account being overdrawn due to 2x UNARRANGED OVERDRAFT USAGE FEE of £100 and £50.

 

I have tried to be careful this month and was surprised to see these charges, then I was advised these charges are from last month. This now pushes me into the red again which means I can expect more of the same next month. Santander are charging me every month if its not for UNARRANGED OVERDRAFT USAGE FEE its for Failed direct debits etc (which I have now cancelled).

 

I understand it may be my fault that I go overdrawn but I feel like they are keeping me in the red and I feel these charges are unfair. The advisors on the phone just keep telling me I had charges waivered 1.5 years ago and thats all they do as a goodwill gesture and the charges are outlined in my terms and conditions.

 

Is there no way for me to fight these charges? today has really tipped me over the edge with Santander.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no

get your income into another 'parachute account'

 

that that way they cant willy nilly take it

 

co-op are good and you can do it online.

 

are you on benefits?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok well get your income out of their hands then

 

and pay the OD charges when you can if any remain after a BCOBS complaint

 

they have refunded several people of recent.

 

click the BCOBS link

 

and read the Blue RBS link there.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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