Equidebt in Administration

[shortwoman68]

I previously had an account with Equidebt which I was paying.

 

I then went through an IVA but was querying the amounts quoted by Equidebt which they claimed I owed,

 

however as it was an IVA I was consistently told that they would only receive a fraction of the monies owed, so it did not matter.

 

In any case the IVA failed due to the repayments becoming unaffordable.

 

I have now received a letter from Cabot Financial stating that they have gone into administration and would like a breakdown of all the payments

that I have made and exactly what I owe.

 

This debt is going back to 2002 so will I have a chance of getting any of this information?

[dx100uk]

what was the original debt?

 

did you ever CCA anyone to check it exists?

 

is this still on your cra file ?

 

when was your last payment?

 

dx

[citizenB]

You are certainly entitled to a breakdown of payments made.

 

I think you should still be able to obtain information by way of a Subject Access Request, but not sure if you would still send this to Equidebt - I am assuming that this information will still be available via the administrators.

 

It might be worth having a word with the Information Commissioner, ask them, where you should send your DPA request now that Equidebt have gone into administration.

[renegadeimp]

Are cabot asking for that breakdown? If so dont supply the info. They have no paperwork so are trying to get you to give them info so they can create a debt

[BRIGADIER2JCS]

SAR should be sent to the administrators of Equidebt at the registered office address.

[fkofilee]

From the way the first post is worded, sounds line Cabot are trying their luck here like you said...

They are asking you for the amount you owe and the payments youve made.... I would SAR them personally to see what they come back with

[BRIGADIER2JCS]

No point what so ever in wasting £10 on a SAR to Cabot, they have already admitted that they don't have any!