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Does there website ever work? I cannot get on it on work pc or my iphone and have tried previous times also ?

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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i just get "diagnose connection problems" can get on callcredit though!

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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Care needed with Noddle it uses 2nd hand data not always reliable.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...

Why do I have a rating of 4/5 with noddle when I have no debt and paid off last debt (small one off loan) last year? All my credit history is perfect BTW

It went from 5/5 to 4/5 as soon as I did that.

 

Seems if you don't have debt you are a BAD person?!??????

Edited by ssett
clarification
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voters?

 

searches?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This because if you have no active credit accounts there is no on going data for potential creditors to see, you need to have 2 active accounts that are well managed.

 

Having no such accounts is reflected in the 'credit score' which in any case is purely a day to day indication for you personally to judge your ability to obtain credit.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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This because if you have no active credit accounts there is no on going data for potential creditors to see, you need to have 2 active accounts that are well managed.

 

Having no such accounts is reflected in the 'credit score' which in any case is purely a day to day indication for you personally to judge your ability to obtain credit.

Seems they want to force you into debt for 'their' benefit so you only then you will be a good person. Well they can keep their debt and shove it in a dark place :mad2:

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No, the CRAs are REFERENCE agencies what prospective lenders need to know is how you manage credit account the 4/5 ''score'' level is fine imo]

I think you are viewing the purposes of the agencies in the wrong light, 'credit score' especially from a company that is known to often out of date is

not to be relied upon.

 

Basically you cannot have a credit 'score' if you don't have any accounts to be 'scored' on!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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