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Nick of time dubious default.......


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Right, the lovely Clare said they defaulted it on the 31st of January 2008 and would've let the CRA's know pretty much straight away.

I's a little confused now.

I take it I still do the SB thing at the end of next month but they may still be allowed to leave the entry on my credit file until January 2014?

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That’s pretty much it. But once you tell them it’s SB, make sure you tell them you know exactly when it was defaulted by the OC, and that any reporting after that date will be regarded as a financial libel and treated as such.

 

That said, I would still expect that it was MBNA who recorded the default at March 2008, so an SAR should clear that up.

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