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I have been reading a lot of post on the forum in relation to pay day loans but have finally decided to seek my own advice and hope somebody can help.

 

Over the course of the last year or so I have unfortunately fell into the payday loan trap of securing further loans to pay interest on others but this is a story I’m sure you have heard a million times before but desperate times called for desperate measures.

 

My payday loans are with Wonga, TXT Loans, PDUK, Pounds to Pocket and Lending Stream.

 

It came to a head and I decided that I needed to take back control of my situation before it spiralled out of control. I contacted each lender and over time I have managed to secure affordable payment plans with each lender and to be fair they have all been very helpful to date apart from Lending Stream.

 

I have tried and tried to contact Lending Stream but have yet to get a reply and they keep bombarding me with calls, texts and e-mails requesting payment.

 

I have now e-mailed them on several different e-mail addresses over 25 times and even (contrary to advice on this forum) tried ringing them but there seems to be a fault on there telephone line.

 

I have made an official complaint to the company but still no reply just constant reminders of my required payment date/amounts.

 

How should I deal with this firm? I simply can not continue to send them e-mails if they are falling on deaf ears. Has anyone else had any dealing with this company and failed to contact them?

 

I hope someone can help me as this is the only outstanding payday loan where I have not secured a payment plan with.

 

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Keep full written evidence of your attempts to negotiate. Send one letter a week detailing your proposal. Do NOT chase it up. They are the ones who are not following regjlatoon.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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