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late payment markers on my credit file


juecc1
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Is there any way i can get late payment markers removed from my credit file, even though it was my fault that i paid late, all the accounts are finished and paid, theres no defaults just late payment markers on them, i have written to some of the companies but all they say is they are showing a true reflection of my account history

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They are right. If they were added correctly, then its a true reflection of the count and cant be removed.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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  • 2 months later...

How do I go around removing these if they are incorrect? I have already complained to the CRA and they got a response saying the markers were correct. Essentially, I had a 30-day SIM only contract with Orange, I gave them the required notice, paid the last bill and cancelled the DD. During the phone conversation, I was asked if I wanted to keep the number as PAYG. I agreed to this and was told I would get sent a fresh SIM in the post. This never happened and I was not that bothered about keeping the old number, I ignored it. On receiving a "why have you stopped paying" letter, I rang them and was told that as I had not transferred out the number to the PAYG SIM card they had sent me, they had not cancelled my account!

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