Credit Solutions Doorstep

[anney63]

I sent a copy of your template letter to Credit Solutions Re doorstep visit.

 

This is the paragraph I received back .

 

Please note that you are not correct in your assertion that,under OFT rules, we can only call at your home if you agree to make an appointment. The debt is not reasonably disputed or deadlocked, and we are giving you reasonable notice of the timing of the intended visit.

 

In Law, a creditor is in a different position to a postman or a member of the public asking directions. When you opened this account, you impliedly agreed that the creditor could communicate with you to discuss repayment. You do not have the contractual righ to revoke that agreement until the loan has been paid.

We will not disregard any reasonable requests you make as to the timeing or method by which we have these discussions.

Unless we hear further from you with such a request, a doorstep visit may still be a viable option for us to discuss repayment of the account.

 

The Armstrong v Sheppard (1959) case you quoted is dependant on each individual circumstance and only such order to refuse access can come from a Court and not from the individual.

 

Your Comments would be appreciated. My husband has been ill for over a year now. So no money comming in as his business collapsed. As I am earning all the bills now fall to me to pay I have kept in constant touch with all our creditors and this is the only one who has got heavy handed.

 

 

This is a Capital One Debt which I have been paying £1 a month off as agreed . They have suddenly passed it to Credit Solutions

[dx100uk]

usual crap.

 

CRL are a dca they are NOT BAILIFFS

 

they have NO SUCH LEGAL POWERS

 

they are not the owner of the debt

you can ignore them.

 

dx

[anney63]

Thanks DX not mine again helping a friend whos having hard time !!

[renegadeimp]

Agreed with Dx. They are telling you a load of rubbish, hoping you will believe them.