Lowell Statutory Demand help!! - *** WON + COSTS ***

[42man]

An excellent post DD, thank you for that.....

[Desperate Daniella]

Hi 42man,

 

I think you have done a brilliant job here.

 

You have a lovely weekend too.

 

DDx

[unclebulgaria67]

Well done.

 

When are the Judges going to stop Lowell abusing the insolvency proces ? There must be discussions going on about this, as Lowells or their reps appear to be in court now on a regular basis. At some point I would guess that Judges are going to say enough it enough and look to stop them.

[42man]

Queenplum, can I now urge you please to report this to the OFT - Polly.Ashford@oft.gsi.gov .uk (without the space)

[Desperate Daniella]

The problem is that people on CAG are getting help in seeing them off successfully but there must be dozens of people out there who don't know how to deal with it, and therefore Lowells must be getting some successes in Court. Throw enough ..... and some will stick. So for every case they lose there must be several they are getting away with.

[AndyOrch]

That's why it must be brought to the OFTs attention as 42man states.

[Gone_Native]

There will be several hundred possibly early 4 figures a year that aren't getting the help they need, a weekly read of the London Gazette would confirm that.

 

The amount that they wont be successful on will be very low percentage vs success.

[Desperate Daniella]

That's why it must be brought to the OFTs attention as 42man states.

 

Absolutely.

[Desperate Daniella]

42man, are you around please? You are needed urgently on another thread.

[citizenB]

42man, are you around please? You are needed urgently on another thread.

 

Give us a clue, DD which thread, where ?

[unclebulgaria67]

Give us a clue, DD which thread, where ?

 

I think it is the Roygoodbeat Barclaycard thread

[Desperate Daniella]

Yes it is. You just beat me to it.

 

I've been trying to help, but there are so many different things going on there. And I am not being as useful as others could be.

[queenplum]

Back again! I have recently started to receive phone calls again from Lowells (which I have ignored) then today I received a letter from Hamptons chasing me for the same debt which was set aside in February. The letter says 'We note that Lowell financial Ltd. have offered you on a number of occasions the opportunity to enter into a payment plan so that you could clear the account but you have decided not to take up the offer. We know of no reason why this debt should not be paid and can only assume you simply have no intention of paying it back. If you continue to refuse to pay, we will consider the following:

 

Applying for an Attachment of Earnings order

Applying for a Charging order

Issuing a petition to the court for your bankruptcy'

 

What do I do now?!

[BazzaS]

They'll "consider ....."

 

Not they "will"

 

For the first two : they'd need a CCJ.

For the latter they'd need to serve you with a valid Statutory Demand (which they tried and failed!)

 

If they can't produce an enforceable agreement : none of these will be granted if you oppose / set aside each time.

[citizenB]

You could send them a very polite letter pointing out that on DATE a Stat demand issued by Lowells was set aside by Judge XXX. That the Judge pointed out that the agreement was unenforceable !

 

For their reference you could provide them with the Court references and suggest they refer back to their Client.

 

You should also advise that, having already made a complaint to the OFT, that you will be forwarding a copy of their letter to the OFT to add to that complaint.

[42man]

(Do you still have all the other paperwork from the last set aside ? - make sure you keep it really safe) As above or positively invite them to send you a stat demand, so you can claim your costs (again)