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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Benefits changes from 2013


Gay_guy1986
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1) Council Tax - It's been reported that people who are on JSA Will need to pay they tax out of they JSA, How on earth people going to survive regarding this? it's really stupid and I doubt any people will be able to afford food after they paid all the outgoings :-x

 

Local authorities will have a budget around 10% reduction from the ones they have now, from which they will have to administer the local claims for council tax benefit. It is highly unlikely that those who are unemployed will have all their CTB removed. Your local authority should have been in touch with you about this by now - if not, contact them and ask what their future proposals are for people in your circumstances.

 

 

2) Housing Benefit - I read somewhere that people under 25 will get they housing benefit cut, is this true? and also they will need to pay part rent if they got a spare bedroom that they don't use (This doesn't apply to me as I am 26 and I only live in a 1 bedroom flat)

 

It's actually Local Housing Allowance that has a cap placed on it (alongside the caps for all those claiming local housing allowance). LHA is payable to those who need assistance with their rentals in the private sector. There is a similar cap being brought in for those on housing benefit and in social housing - e.g. if someone has a two bedroom property, but only needs one, their HB will be capped and they will need to find the percentage difference for the additional spare room (14%) out of their benefits or ask to be moved to smaller accommodation.

 

In relation to the cap on LHA for those under 25, it's actually been raised to those under 35. There was a period of protection given to those already living in larger accommodation (to allow them time to find somewhere else to live), however the changes will kick in for all from 1st January 2013, if I recall correctly. This means that anyone in private accommodation, claiming LHA, will have their allowance capped at the single person under 35 rate (effectively a room rate, rather than an entire flat). So, for example, someone living in a one bedroom flat, will no longer be entitled to the full LHA for a one bed in their area, instead it will be capped to a one room/shared flat rate (about 88 pounds in London).

 

3) Universal Credit - It's going to replace some benefits like: Jobseekers, Income Employment and Support Allowance, Child Tax Credits, Working Tax Credits and Housing Benefit.

 

This has been delayed for a period of six months to September 2013. However four London boroughs are trialling it - Croydon, Haringey and Enfield are three - the fourth escapes me right now.

 

4) Jobseekers - People who don't follow the JCP advicer and don't apply for all the Jobs they givin they could be tougher sanctions even up to 3 years! :shock:

 

I don't think anyone can realistically have any objections to this - so long as the advisers are providing information for jobs that are suitable to the actual applicant and not expecting them to apply for jobs that won't even consider them, let alone employ them.

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