First National Motor Finance

[Peckysue]

Hello!

 

I am very new to this but would really appreciate some advice.

 

I have already made a successful claim to MBNA and others that are being assessed for mis-sold PPI but this one is hitting a brick wall!

 

I am trying to make a claim for mis-sold PPI by First National Motor Finance.

 

I originally sent the claim to Santander but they are saying that they have no record of the loan agreement which the PPI was atatched to.

 

Having "Googled" for many hours I am now wondering if I should be pursuing the claim with Santander or submitting the claim to GE Money or London Holdings Limited who were the contact in the event of a claim under the policy.

 

Can anyone help me with this?

 

Many thanks.

 

Sue:-)

[MARTIN3030]

Do you have any paperwork for the agreement to which the PPI related to ?

What period are you talking of ?

Have you got any statements from the period for MBNA and Santandar which might show something ?

[Peckysue]

Thank you for your reply.

The agreement was taken out in June 2003 and I have a letter from First National Finance outlining a telephone conversation and an agreemnt to take out PPI on the First National Motor Finance Loan which started in May 2003. The letter states that the PPI amount would be paid as a Protected Monthly Payment of £282.93 which included the PPI payment of £5.94 a week. They also included a Life and Disability Policy Administered by London General Holdings Limited.

I have the Loan Agreement Number and the PPI Policy number.

I did try to make a claim on the policy in May 2005 but was unsuccessful as LGH stated that my illness was not covered by the policy!

The MBNA claim is sorted thank you.

I have sent the original First National Motor Finance PPI claim to Santander as I was under the impression that they had taken over First National Mortor Finance.

[dx100uk]

your target is whomever took your payments.

 

 

dx

[Peckysue]

Thank you dx. In 2003 that would have been First National Motor Finance but now I am at a loss!!??

Edited September 12, 2012 by Peckysue

[dx100uk]

i would suggest this was lombard tricity

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?74088-First-national-tricity-finance-quot-WON-quot&highlight=First+National+Finance

 

refers

 

dx

[Peckysue]

Thanks dx - I'll give it a go!

[MARTIN3030]

Have a look at these 2 also.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?348669-First-National-Motor-Finance-PPI-2001-2005-can-I-claim&highlight=First+National+Motor+Finance

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?326519-PPI-claim-against-First-national-Motor&highlight=First+National+Motor+Finance

[Kingy69]

Hi PeckySue,

having read your thread,

 

and realising that I had an agreement with First National Motor PLC,

 

I initially contacted GE money who told me that Santander had since bought out the company.

 

Having spoke to nice chap called Clinton @ Santander customer services on 08712004150,

 

I didnt have the agreement number ...

.only the dates of the agreement ( from my £2 Statutory credit report),

which he cross referenced (along with my name),

and found an agreement number,

which he then converted to a Santander agreement number,

 

then 5 mins on hold whilst he spoke to the PPI dept.......

 

....Voila ! No PPI on my agreement (allegedly).

 

Hope this helps

Kingy

[Peckysue]

Hi Kingy

 

Thanks for you reply.

 

Santander have told me today that I don't exist on their records even though I have the account number and PPI reference number!

 

I'm now considering letting a PPI company deal with it as I don't know where to go from here!

 

Many thanks again.

 

Sue

[dx100uk]

they have no more powers than you have!!

 

don't lose +30% of your claim!

 

dx

[Kingy69]

Sue, well mine started march 03 & ended April 08, (5yr loan), and mine could be found !! Maybe suggest a call to the financial Ombudsman, coz I'm with Dx here, all you would be telling a 3rd party ppi company, is all the info you've got already!! Go it alone Hun, and reap the rewards yourself.

 

Kingy x

[Peckysue]

Hi Kingy & Dx

 

Thank you both for your replies. The Financial Ombudsmen it is then! Should just outline what has happened so far to them?

 

Many thanks both.

 

Sue:-)

[dx100uk]

what about London General Holdings Limited?

the life etc was mis-sold too,

they might have more docs inc a policy?

dx

 

[Kingy69]

Yes outline what has happened so far, and maybe include your agreement number( maybe even a scan of the document ), which is irrefutable . They may even pursue your case......don't ask... Don't get !!!

 

Kingy x