adding interest to accounts

[bigshoes...bigsocks]

Hiya

 

Just had another letter from Lowells telling me how easy it is to set up a direct debit to pay off an old mobile debt - i've disputed the debt many mnths ago but you have to admire their persistence!

 

Anyway... they've added a line at the bottom of the letter saying "We won't add any interest to your account whilst you are repaying it". As far as I'm aware they can't do that but before I send them a letter back reminding them that they've still not supplied me with any documentation I justthought I'd pop it on here and ask if there's something I'm missing?

 

I was going to ask them forthe T&Cs which related to adding interest or some sort of guidance which stipulated that DCAs could add interest to debts?

 

BSBS

[Stigman]

Hi BSBS,

 

Lowell's or any DCA can only add interest if it has been stipulated into the original contract which you would have had when you took out the mobile phone.

 

Just for reference, mobile phones are exempt from the CCA request.

 

And also, I know you are disputing the debt but never set up a DD with any DCA, only a standing order, that way you are in complete control.

 

Stigman

[huggy41]

Just had another letter from Lowells telling me how easy it is to set up a direct debit

 

i love it when they do that i sometimes write back saying ,

 

i know how easy it is to set up , i also know about consumer law ,