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Mortgage with partner


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Afternoon all

 

My partner has a got a mortgage in her sole name, as my credit is very poor, After 5 years i will be put myself on the mortgage as soon as i got my credit score to a better standard

 

My qurestions are:

 

What things might link us financially?

 

We are doing house insurance is that okay to put my name on as saying i live in the house or will that link us?

 

I understand things like sky, virgin media, etc will link us financially

 

Just dont want to get in a position where i effect her credit rating

 

Thanks in advance

 

Journey Man

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Anything that requires joint credit will link you. You can spend the next 6 years cleaning up your act that will show you in good stead when the things that don't drop off your file. So keep your bank account in good order for example. Why would you get house insurance? It's not your house. She will have to do this.

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