starting the PPI claim for the folks

[adarling2006]

Hi folks, i'm in need of some advice concerning claiming back PPI on some agreements for my mum and dad, they have 4 in total but i just want to tackle one at a time. My biggest concern is the the dates, the oldest being april 2003 for littlewoods. I know i have to draft a DSAR to them, but would a standard template do. This is all new to me as never had to deal with ppi, just DCA's

[ims21]

Yep...full SAR to the lenders.

 

Template in the CAG library.

 

Add a line that says that it is to include copies of all and any agreements ever held.

 

They may try and tell you that they don't hold information beyond six years ago but cross that bridge if and when you come to it.

[adarling2006]

This is what i'm going to send them.

 

 

Littlewoods

PO Box 5592

Northampton

NN4 1ZY

22/07/2012

 

DATA PROTECTION ACT 1998

Subject access request

 

Dear Sir/Madam

Your name:

Account No/ No’s

 

I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan accounts and credit cards*

 

Please supply me with a complete list of transaction and charges relating to my history with your organization, INCLUDING Loans and credit cards, payment protection insurance and other products. Alternatively a complete set of statements for the accounts or associated accounts is acceptable. I would be grateful if you would provide the following for ALL accounts or associated accounts I have held with your organization:

-Full copies of all contracts which you believe exist or have existed between myself and your organization, including true copies of any documents you hold in support of the same.

 

- A complete list of all transactions or statements relating to ALL of my Loan Accounts and credit card with your organization.

 

-Copies of all documents which include any of my personal information including copies of any contacts or invoices, emails or computer records containing my personal information, or any records which pertain to this information.

 

-Full copies or transcripts of any correspondence in postal, email or any other format which you have entered into with any individual, organization or third party which contains my personal or financial, or which pertains to me.

 

- Where any previous information or records held have been deleted or disposed of, the methods used to do so, including dates, certificates or references confirming details of destruction. Where you are unable to provide such certificates, please provide a declaration, signed by an authorised officer of your company, confirming the dates and methods of destruction of this data.

 

-Full hard copy print outs of my personal or financial information, held in a digital, magnetic or any other format which is held in any archives, backups or other storage devices / locations.

 

I enclose a cheque in the sum of £10 to cover your fee.

 

IF YOU UNABLE TO DEAL WITH THIS REQUEST, YOU SHOULD IMMEDIATELY FORWARD IT TO THE PERSON WITHIN YOUR ORGANISATION RESPONSIBLE FOR DATA PROCECTION.

 

I look forward to hearing from you in the first instance of receipt.

 

Yours faithfully

[ims21]

ok

[adarling2006]

SARS been sent and lets see what turns up

[adarling2006]

This morning the SAR arrived at my folks and had a quick look at the agreement, no prescribed terms and no indication that my folks agreed to the ppi. I will scan the document and post it up for folk to have a look at. Seems they also charged the ppi monthly and at varying amounts.

[adarling2006]

here is the agreement that was sent to my mum, can someone have a look at it plz, i'm pretty sure its not worth the paper it's written on but other opinions are good to hear. http://i1356.photobucket.com/albums/q729/andrewdarlinguk/mumsppiagreementedited_zps1352f8ee.png