Iqor recovery service and false debt with paypal URGENT

[anon123]

Hi guys, this is my first post. But i have recently just recieved a letter from iqor demanding i pay them money as paypal personal have passed on my debt with instructions to recover this debt. This is taking the **** as i owe them nothing, first of all i have not even recieved a phone call only a letter from iqor. Secondly my paypal account had been hacked i told paypal this, somebody had $250 transferred to my paypal account then sent it elsewhere, are paypal retarded ? I told them you have access to this other account to and simply take it back from there, but i got no response just numerous emails to repay it WTF ?. Now i have a letter from iqor, should i send them the CCA letter or what else can i do? please help

Edited July 3, 2012 by anon123

[Conniff]

Welcome anon. You haven't signed a Consumer Credit Agreement with Paypal so there won't be one to ask for. If you must write just say send me proof, until then no further correspondence will be entered into.

 

I trust you still have copies of the correspondence with Paypal?

[anon123]

?Or shall i simply not reply or send them a letter as gone away lol

[anon123]

sorry by correspondance what do you mean ?

[Conniff]

You telling Paypal your account had been hacked and them saying 'pay'.

[anon123]

they keep sending emails to my hotmail to resolve the payment, and as they are international it costs a bomb to phone them, as it was their mess i left it and now have a letter from iqor

[Conniff]

Never ever speak to anyone like this on the phone, if they ever ring you, just say 'in a letter please' and put the phone down.

[anon123]

I have had no phone call from iqor or paypal AT ALL, i mean i am really annoyed because this seriously is not my problem. I tried to be nice and deal with paypal telling them to take the money from the account which it was sent to, but i was getting nothing back. Now i really dont know what to do, do i reply to iqor or do is just leave it. If the latter will i be expecting any more letters, i have seen some receive letters stating solicitors fees and court costs ???

[andydd]

"Are Paypal retarded ?", yes, probably..ha

 

Getting any sense from them is like getting blood from a stone, Ive had emails/phonecalls that make no sense and directly contradict other ones, Ive also had emails refering to different accounts not even belonging to me, all these prob explain why Paypal rarely/if every takes court action to recover debts.

 

Normally i woulkd recommend correspionding to try and get it resolved, but you just cannot get anywhere with Paypal, just ignore, PP wont do anything and ultimately they'll just have to swallow the cost, it cant be a very good business model.

 

Andy

[anon123]

What do i do about iqor ? I am thinking of just ignoring them, but this may work against me maybe? as they may think i am backing down and anyone who backs down is often going to lose to them. Should i send the cca letter ? Or leave it and see what happens will they send me other letters such as solicitors fees and court fees? I myself am not worried but my father is severely poorly and having a debt collector come banging on your door would make him worry about what trouble i have gotten in. Thanks for all your replies and help and in advance to those if you do reply

[anon123]

do i send the CCA letter ?

[Halibutt]

As previously stated, a CCA request would be pointless as you do not have any signed agreement with them. See post #2 in this thread.

[anon123]

so what do i do

[citizenB]

do i send the CCA letter ?

 

 

As already advised - you have entered into NO agreement under the CCA1974 so there is little point in requesting a copy of the agreement !1

[Bazooka Boo]

It really depends on what you want to do?

PP won't do anything they don't do legal action, as for idiot iQor they can't do anything either.

 

Keep a diary of events keep all the comedy letters, and get on with your life.

[citizenB]

I imagine that PayPal could close down your seller account.

[Bazooka Boo]

Yes but apart from that minor inconvenience, they do nothing else, or at least I'm not aware of them doing so?

[anon123]

paypal are a joke

[andydd]

Yes but apart from that minor inconvenience, they do nothing else, or at least I'm not aware of them doing so?

 

Any related Ebay/Payapl accounts would prob be unuseable, it is possible to open another but strictly speaking against the T&C's.

 

PP did also recently add something to their T&C's saying they could affect your credit rating, Ive never heard of this actually been done, but would be worth keeping an eye on and would appear to me to be a dodgy area of law.

 

It seems odd to me that despuite sending a few DCA letters PP/Ebay dont appear that bothered to chase up the sums (allegedly) owing or ever seriously investigate any frauds, they must write off millions in this way, maybe that explains why Paypal fees are so high !

 

Andy