Swinton insurance - can i cancel direct with insurer?

[cosytoe]

I understand Swinton are the insurance broker so can I contact the insurer direct and so not have to pay a cancellation charge. I have one month left on my policy and they want to charge me £50 to cancel.

 

I said i wouldn't bother but they said if it comes to their attention that the vechile is being insured some where else then they would cancel the ploicy and still charge me. I thought i was doing them a favour letting them know so they didn't send any renewal quotes next month

[Caz215]

Even if you don't renew your policy with Swinton chances are they'll auto renew it anyway and send you 'half a trees' worth of paperwork thanking you for renewing with them, even if you tell them you don't want their services they still take money, their employees lie and will tell you a lot of things to make out everything is your fault even if it isn't, as long as you can prove that you are insured they have no right to take any fees but it won't stop them, if you have a duplicate policy they have no right to take fees but it won't stop them, best off just leaving it and carry on elsewhere, but double check your account for Swinton payments anyway as they will help themelves. As for the debt collectors, I'd complain to their head office too don't let them get to you.