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Am I screwed for next insurance premium?


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July last year I was about to pull out of a junction and a caress coming down with hi indicators on. I made the mistake of pulling out and hit his passenger front side. The rest of his car was already battered. He was a young guy and seemed really Lao back about it. We swapped details and the next day I called my insurance just telling them what had happened. And he called me for my details after asking wether You wanted to buy the car instead as he wa going away. Anyway I never heard anything from my insurance or him. So did he claim? Should I have heard something?*

 

Am I going to get a letter of renewal with 2 years no claims or have I lost the lot and going to pay a stupidly high premium for a 1.4? I'm 20. 21 in November.*

 

What do you reckon?*

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