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Help please regarding PPI


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Hi Guys

 

Need your help to sort out if I can claim anything on PPI etc, not really up to scratch with internet jargon

but I will do my best to give you the info I have and then you can point me in the right direction.

 

I am nearly 60 years of age so be gentle and basic with your instructions.

 

Quick overview of what I know.

 

Got a mortgage loan off Halifax approx 1982, (I have the mortgage number)

but dont really know if we were paying PPI or not,

the only thing I know is I have a statement which shows me my monthly repayments plus a payment plus a repayment for insurance

but dont know if this was house / life insurance. How will I find this out?

 

We then moved to Britannia Builing Society approx 1990 and had five repayment / interest only loans all of which are now fully paid up

(interest only one didnt realise it's potential and still cost me £4000 on completion)

 

I have found a Payment Protection Schedule dated 1991 ( even though everything was completed in Feb this year and it is still coming out of my bank now)

off Britannia and loads of other policies re life assurances etc.

 

As far as we were concerned PPI was part and parcel of getting the loans but not apparently so.

 

Where / what should I do now?

 

So sorry this is so vague and I hope you can help

as I have had these archived paperwork out loads of times and have not had the courage to persue

but it has really riled me that they are STILL charging me PPI payments when everything has been paid off.

 

 

Thanks in advence

Trevor

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oh naughty people!!

 

cancel that DD to brit thats for sure.

 

yes you can reclaim all of them

 

if anything was portrayed as being 'compulsory' [PPI.life etc etc]

 

you can reclaim it.

 

your issue might be the paperwork

 

but as you say you've got loads

if you nave the stuff to PROVE you paid it and the agreements or mortgage paperwork

then they dot have a leg to stand on....reclaim time!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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start your own thread

 

see below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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