Credit Rating checks

[mariann]

Could someone tell me how often should I look at my credit rating, what is the minimum required for renting a flat, when the estate agent checks it, can they see how bad it is? Or only that I did/did not pass?

 

Also if I was abroad for 4-5 years would that affect my credit rating? I had no CCJs against me, nor was I declared bankrupt.

 

So how bad is bad, that's I guess what I would like to know.

 

Also, shall I pay the CRA the 13 pounds for the credit check or is there another way of doing it please?

 

Many thanks,

 

Mariann

[Xdieseldogx]

Hi you can get your report for free with noodle credit all you need is a debit/credit card it's free for life.some1 will be along to help you with the rest

[mariann]

How can I get a report for free? I thought its only if you subscribe they give you the first month free or something and during that time you can get it for free?

 

Not sure?

[Xdieseldogx]

Like I said go on noodle it's free for life

[freakyleaky]

If it's free for life why do they ask for debit/credit card details?

[freakyleaky]

As far as I can see they are part of the callcredit group.

Callcredit is a consumer information company. Leading providers of marketing and credit solutions including consumer data, call handling, contact centre, credit risk, verification & collections.

 

I for one won't be giving them my details.

[BRIGADIER2JCS]

The Debit Card request is a secure method of ID, no

charge is made to the card the issueing bank confirms#

ID, addresss etc.

[dx100uk]

if they do use the details the y would be in deep do-do

 

nothing ever spotted or done.

 

dx