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They may have a contract with the Council but that contract is to collect outstanding CT, that you do not have the amount they are asking for it is reasonable to expect they set up a payment plan. They have refused to do that and that entitles you to make alternative arrangements to repay the debt. Pay what you can comfortably afford each week/fortnight/month direct to the Council using their online payment system, make sure you use the right reference no for the account you owe to, once you start to show a 'history' to regular payments the Council will have difficulty in taking the debt any further and the bailiff will soon get bored then move on to another poor sod.

 

There is no law that says you have to deal with the bailff and if you are strong enough to look straight past all the lies he will spout at you in the hope of scaring you into paying then you will have nothing to fear.

 

WD

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