Ppi

[blondie46]

Dont know if I'm in the right place or not, but I have a question I hope someone can answer.

I obtained a DRO (Debt Relief Order0 in May 2009. After 1 year the order expired and all debts were deemed to be written off. What I want to know is, I know I was mis sold PPI on one of my store cards, but seeing as that debt has now been written off, if I claimed, would they be entitled to keep any payments owing to me? Or, indeed can I still claim against them? Thank you.

[ims21]

Hi

 

Yes you can claim.

 

If the DRO has been properly concluded, signed off etc then I reckon the money should come to you.

 

Also you could consider that had the PPI not been added to the accounts, you may not have needed a DRO since your finances may have been in a better shape.

 

ims

[blondie46]

Thanks for that Ims. I wasnt sure whether they'd be able to keep any monies claimed or not. The DRO expired in May 2010, and I have not heard from G E Money (that's who the store card was issued by) since then so I can safely assume they have written this debt off now. (I hope)

[ims21]

Check your CRA file just to see if any useful information shows