Obtaining old bank statements

[van_block]

Hi,

 

I'm just wondering if anyone can give me some advice.

 

A couple of months ago I was told by the Students Awards Agency for Scotland that I owed them £1491 as they overpaid me supposedly.

 

One of the payments was supposedly a cheque given to me after I'd withdrawn from the university

(of which I have no recollection as I never returned to the university following my withdrawal) and the other was a direct BACS payment.

 

I was dubious with regards to the cheque that I "collected" and wanted to find out for sure if that was actually the case as it was in 2004.

 

I called my bank (HBOS) and they said that their records don't go as far back as that.

I checked my online banking this morning and it only goes back until April 2005.

Is there any way in which I can trace my statements further than that?

 

All I need is to get back to October 2004.

[ims21]

Hi

 

You could try a SAR but you may not get any records further back than 6 years. Template for SAR is in the CAG lbrary, the link to which is at the top of every CAG page in green

 

ims

[dx100uk]

surely this is statute barred?

 

dx

[van_block]

surely this is statute barred?

 

dx

 

I had never even heard of that. Have read up on it a bit and I think the debt was acknowledged according to what SAAS told me last year in early 2006 so those 6 years have almost lapsed. I only became aware of it again when I applied for my student loan again this year. I was of the understanding that the amount was getting added on to my total loan repayment however, SAAS say that I have to start repaying it when I graduate this June. I haven't actually called them back yet to discuss the doubt I have over the cheque that I supposedly collected. Do you think I have a case with this Limitation Act?

[dx100uk]

i'm not sure

i know the new student loans that come out of your wages in eng/wales cannot be sb'ed

so maybe this applies to the scottish ones too

 

you'll have to do some digging i'm afraid.

 

dx