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Help with handing back my keys to NVRAM/repossession


boxingliz
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I have a £154K Mortgage (interest only), a £51K secured loan, the property is I am sure in negative equity by £25 - £30K at present. The mortgage is probably £2k in arrears at present, loan about £400. I have not choice but to hand the property back, it is now empty, as I left due to safety reasons, the other party has now also left. Not sure what to do, do I write to the mortgage company first and advice them that the property is empty, they the loan ppl or ????. Due the situation that arose, I have lost my job, therefore no income, the other party has also I believe lost theirs due to mental health reasons. Please can someone help with advice. Need to do something just dont know what to do. I have no funds, no job, no home.

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The National Debtline can give you the best advice on handling the property back this is their number - 0808 808 4000, their advisors are trained to give you the proper information.

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